I belong to a generation where I have to sit for Common Entrance (Primary 6), Sarawak Junior Certificate (Form 3), Senior Cambridge Certificate (Form 5), Qualifying Test (to go to Form 6) and so on ... By passing the CE, I went to gov't school By getting good grades in SJC (Division 1 or good Divisi...

On target RU

Protection is a must - kasih ke cda ke tinggal, neh?

Invest to beat inflation - Remember RULE 72?

Many Dayak Bidayuh are now sending their children to Chinese School - initially there will be challenging moments if parents dont speak Mandarin. In addition, the children will be having an edge in Maths. Iban in Pantu has been going to Chinese schools. In ITM (now UITM) Mandarin is offered for stud...

Dat's rite RU. Stock market or investing in "derivatives" r not for the faint-heart individuals. U need to be @ the driver's seat every second/minute/hour/day. Timing is crucial - reap or cut losses. There must be "buyer" or "seller". Otherwise you have to "q"...

A few piece of advice my help: 1. Start investing/saving as early or possible, parents can start the plan as soon as the first baby is born 2. Choose a unit trust company - track record, its resources & support, management profile (Public Mutual Bhd is one) 3. Save/invest regularly (monthly/quar...

Its ok with me. Something said is better than nothing. Wish u the best result unggal. Mandarin wud be gud as it is going to be an economic language of the future, knowing that China will be one and going to be the TOP TRADING NATION in the globe. We see successful Dayaks in Vietnam and we want to se...

Tks for the compliment.

When you decided to buy a house, you need to do a few things first: (1) If your father-in-law or mother-in-law or whatever its is rich, YOU buy CASH! (2) If strike a lottery, YOU buy CASH How many of us are that "lucky"? We need to go to any of the banks "near" us. We pay the dow...

In time memorial "The Power Structure had and still continue to work against the interest of the poor and the oppressed". It is the majority of the Dayaks fall into this category @ micro level (Sarawak) @ macro level (Malaysia) In The Old Testament, Prophet Amos "Stood For Justice&quo...

Tq Seliong for the good comments about Mutual Funds as a a vehicle for a small man to invest. I bought a house in KG in 1990 @ RM114k and recently sold it for RM260k. Not bad. What is the return? Use 3% as inflation and you get net return. In 1990 a cup of kopi 50 sen aja. Now a cup of kopi - RM1.20...